EDISTO FEDERAL CREDIT UNION

FEE SCHEDULE

CREDIT UNION MEMBERSHIP

Membership Fee      

$ 1.00

Membership Share

$25.00

SHARE ACCOUNT

Insufficient Funds (NSF)

$32.00 per item

Inactive Account Fee

$5.00 (per month after 1 year)

Excessive Withdrawal Fee

$3.00

IRA Maintenance

$25.00

Service withdrawal account

$1.00

Balance less than $100

SHARE DRAFT

Insufficient Funds (NSF)

$32.00

Stop Payment Fee

$45.00

Check Photocopy

$5.00 (per check)

Account Transfer Fee

$2.00

LOANS

Loan application

$45.00

Delinquent Fee (If more than 10 days past due)

$10.00

Mortgage Loan Origination

$700.00

Mortgage Flood Zone Determination

$35.00

SERVICES

Certified Check

$5.00***

Wire (outgoing)

$30.00

Wire (incoming)

$10.00

Account Research

$30.00

Computer Copy of History

$1.00 (per page)

Statement Reprints

$3.00

Gift Card purchases

$3.00

ATM/Debit card

$32.00

Replacement Debit card

$20.00   +++

ATM/Debit card Pin change

$5.00

Bad Address

$5.00 (per month)

Mailed Statements
(monthly or quarterly)

$2.00 ***

***waived for members 55 years of age or older
+++ $50 after 5th card replacement